Benefit

Plan Features

Waiting Period

Health Care – Care First BCBS, PPO or HMO

Provides medical coverage for employees and eligible dependents – 77% paid by WAI; 23% by employee (pre-tax or post-tax)

Starts the first of the month after date of hire

Dental – DentaQuest

Provides dental coverage for employees and eligible dependents – 100% paid by employee

Starts the first of the month after date of hire

Group Term Life Insurance – Reliance Standard

Provides $50,000 life insurance coverage to employee – 100% paid by WARDEN

Starts the first of the month after date of hire

Accidental Death and Dismemberment Insurance – Reliance Standard

Provides compensation for accidental death or loss of limbs or other senses of employee –100% paid by WARDEN

Starts the first of the month after date of hire

Short-term & Long-term Disability – Reliance Standard

Provides disability benefits due to sickness or non job-related accidents – 100% paid by WARDEN

Starts the first of the month after date of hire

Section 125 Plan – Colonial Supplemental Life

Provides other insurances available to employees and eligible dependents. Additional insurances include for cancer, accident, additional disability, critical illness, and additional term and universal life – 100% paid by employee (pre-tax or post-tax)

Starts the first of the month after date of hire

401(k) – ING Financial

Provides tax deferred retirement savings for participant.

Starts the first of the month after date of hire

Worker’s Compensation

Provides benefits for loss of income resulting from work-related injuries

None

Unemployment Compensation

WARDEN contributes to the Unemployment Compensation insurance funds that may provide you with income in the event you become laid off and unemployed through no fault of your own.

None

Annual Leave and Paid Holidays

2 weeks of paid vacation for years 1-4 of employment at WAI; 3 weeks of vacation for 5+ years of employment at WAI; 4 weeks paid vacation for 15+ years of employment at WARDEN;  10 Paid holidays; 1 week of personal (sick) leave

None